Last Updated: August 2026
At Paws & Habits, we want to make your shopping experience simple, secure, and convenient. We accept several payment methods through trusted third-party payment providers.
By placing an order with Paws & Habits, you agree to the payment terms outlined below.
1. Accepted Payment Methods
We currently accept the following payment methods:
- Visa
- Mastercard
- American Express
- Discover
- Diners Club
- PayPal
Available payment methods may vary depending on your location, device, eligibility, and the payment options available at checkout.
All payments are processed in United States Dollars (USD) unless otherwise stated.
2. Secure Payment Processing
Payments are processed through trusted third-party payment providers using secure payment technology.
Paws & Habits does not store your complete credit or debit card number or security code on our website. Payment information is transmitted to and processed by the applicable payment provider.
For security reasons, we may use payment verification and fraud-prevention measures before an order is approved.
WooCommerce’s payment architecture is designed so that payment gateways can securely transmit sensitive payment information directly to the payment processor rather than storing full card details in the store database.
3. Payment Authorization
When you place an order, your selected payment provider may verify your payment information and authorize the transaction.
An order will be considered confirmed only after payment has been successfully authorized.
If payment cannot be authorized or is declined, your order may not be processed.
Possible reasons for a declined payment may include:
- Incorrect payment information
- Insufficient funds
- Card restrictions
- Bank security checks
- Payment provider restrictions
- Suspected fraudulent activity
If your payment is declined, please contact your bank, card issuer, or payment provider for further assistance.
4. Payment Confirmation
After your payment has been successfully processed, you will receive an order confirmation by email.
Please check that your order details, shipping address, and contact information are correct.
If you do not receive an order confirmation, please contact us before placing another order to avoid duplicate orders.
5. Currency
All product prices on Paws & Habits are displayed in U.S. Dollars (USD).
Your bank or card issuer may apply additional foreign exchange fees or international transaction fees depending on your account and location.
Paws & Habits is not responsible for fees charged by your bank, card issuer, or payment provider.
6. Payment Security and Fraud Prevention
To protect our customers and our business, Paws & Habits may review transactions for potential fraudulent or unauthorized activity.
We reserve the right to:
- Request additional information to verify an order.
- Delay order processing while payment verification is completed.
- Decline suspicious transactions.
- Cancel orders that appear to involve unauthorized or fraudulent activity.
If an order is canceled after payment has been successfully received, an eligible refund will be issued to the original payment method.
7. PayPal Payments
Customers who choose PayPal will complete payment through PayPal’s secure payment system.
Depending on the checkout configuration and customer eligibility, PayPal may also display additional payment options.
The availability of PayPal payment options is determined by PayPal and may vary by customer, location, and transaction.
8. Failed or Incomplete Payments
If your payment fails or is not completed, your order may remain unpaid and will not be processed until payment is successfully received.
Please do not submit multiple orders if you are unsure whether your first payment was successful.
If you believe you have been charged but have not received an order confirmation, please contact us with your order details.
9. Duplicate Charges
If you believe you have been charged more than once for the same order, please contact us as soon as possible.
We will review the transaction and work with the applicable payment provider to determine whether a duplicate charge occurred.
10. Refunds
Approved refunds will be issued to the original payment method used for the purchase.
Once a refund has been issued by Paws & Habits, the time required for the funds to appear in your account depends on your bank, card issuer, or payment provider.
For complete information about eligibility and processing times, please review our Refund & Return Policy.
11. Taxes and Additional Charges
Applicable taxes, shipping costs, or other charges will be displayed during checkout where applicable.
Your payment provider or financial institution may also charge additional fees that are outside the control of Paws & Habits.
12. Payment Information and Privacy
Information required to process your payment may be shared with the applicable third-party payment provider.
This may include information such as your name, billing information, order amount, and other information necessary to authorize and process the transaction.
For more information about how your personal information is collected, used, and shared, please review our Privacy Policy.
13. Contact Us
If you have any questions regarding our Payment Policy or a payment made through our website, please contact us.
Paws & Habits
Email: pawsandhabitsofficial@gmail.com
Business Hours
Monday – Friday
9:00 AM – 5:00 PM (EST)
